Effective Date: 01/01/2026

1. Information Collected

• Account data (name, email, phone)
• Payment data processed by third parties
• Platform interactions
• Device and usage metadata

2. Use of Information

• Platform operation
• Payments and security
• Customer support
• Legal compliance
• Analytics and improvement

3. Data Sharing

• Payment processors
• Infrastructure providers
• Legal authorities when required
• Aggregated or anonymized data

4. User Rights

• Access, correction, and deletion
• Opt-out of marketing communications
• GDPR and CCPA/CPRA rights honored

5. Security Measures

• Encryption in transit and at rest
• Access controls and regular audits
• Ongoing security monitoring

6. Data Retention

Data is retained only as necessary for operational, legal, tax, or security obligations.

7. Cookies & Tracking

Cookies are used for platform functionality and analytics. Users may manage cookie preferences through their browser or device settings.

8. Minors

Nezzie™ is intended for users aged 18 and older. No personal data is knowingly collected from minors.

9. International Data Transfers

International data transfers occur using lawful safeguards, including Standard Contractual Clauses where applicable.

10. No Automated Decision-Making

Nezzie™ does not engage in automated decision-making that produces legal or similarly significant effects.

11. Policy Updates

Policy updates are posted with a revised effective date. Continued use of the platform constitutes acceptance of the updated policy.